22920 Privateer Drive, Cudjoe Key, FL 33042

$590,000

Virtual Tour

https://www.propertypanorama.com/22920-Privateer-Drive-Cudjoe-Key-FL-33042/unbranded

Lower Storage Room Adjacent to Workshop Room

Workshop Room Adjacent to Lower Storage Room

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 3,392 Status: Active

Current Price: $590,000 List Date: 3/27/2026 Last Modified: 4/19/2026

Overview

Description

Following a monumental $200,000 price drop, this is a rare opportunity to own a waterfront escape at an absolutely unbeatable price point. Launch your boat right from the backyard and enjoy world-class access to both the Atlantic Ocean and the Gulf of Mexico. Unlock Instant Equity on this Waterfront Gem waiting for restoration! This diamond in the rough is now priced for a quick sale, allowing you to build custom equity from day one. With a solid foundation and backyard leading straight to the water's edge, this is the ultimate project for a savvy investor or visionary homeowner. Bring your contractor, paint samples, and your kayak—turn this house into the crown jewel of the shoreline. The panoramic views are absolutely breathtaking. At this newly reduced price, it simply won't last.

Listing Details MLS# B26007553

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 3392
Building Area Source: Other
Living Area Main: 1560
Living Area Source: Other
Accessibility Features YN: No
Year Built: 1980
Attached Garage YN: Yes
Carport YN: Yes
Attached Carport YN: Yes
Carport Spaces: Yes
Covered Spaces: Yes
Parking Total: 4
Gated Community YN: No
Lot Size Area: 6000
Lot Size Acres: 0.14
Senior Community YN: No
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: 3
Stories: 2
Direction Faces: Southwest
Fireplace YN: No
Pool Private YN: No
LP/Assessed Value: 1.57

Property Features

Dining Area: Dining/Living Room Exterior Features: Other Flooring: Carpet; Concrete; Tile; Wood; Other Foundation Details: Pillar/Post/Pier; Raised Parking Features: Driveway; Attached; Attached Carport; Carport Property Condition: Resale Special Listing Conditions: In Foreclosure Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Range; Oven; Refrigerator; Washer; Water Heater; Cooktop; Range Water Heater Details: Electric Water Heater Architectural Style: Other Construction Materials: Aluminum Siding Cooling: Central Air Fencing: Other Heating: Central Interior Features: Kitchen Island Laundry Features: In Unit Levels: Two; Three Or More Listing Terms: Cash Main Living Area: Entry Level Other Equipment: None Pets Allowed YN: Yes Pets Allowed: No Restrictions Possession: Close Of Escrow Restrictions: No Restrictions Roof: Metal Security Features: None Sewer: Public Sewer Sprinkler Description: None Storm Protection Details: None Structure Type: House Tax Information: City/County Utilities: Cable Available View: Water Water Access: Other Water Source: Public Waterfront Features: Seawall Window Features: Other Showing Requirements: 24 Hour Notice; Appointment Only; Lockbox Outdoor Living Spaces: Balcony; Deck; Patio; Porch Balcony Details: Balcony - Open Patio Details: Patio - Open Porch Details: Porch - Open Room Types: Kitchen; Living Room; Master Bedroom Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 790000
Negotiable Seller Concessions YN: Yes
Listing Service: Full Service

Location and Legal

Country: United States
County Or Parish: Monroe
Street Number: 22920
Street Name: Privateer
Street Suffix: Drive
Municipality Type: Unincorporated
State Or Province: FL
Postal Code: 33042
Postal Code +4: 4208
Subdivision Name: CUTTHROAT HARBOR ESTS
Area: 5940 - Other Florida County
Geographic Area: Other
Elementary School: Sugarloaf
Middle Or Junior School: Sugarloaf
High School: Key West
Special Assessment YN: No
Parcel Number: 00180830000000
Zoning: is
Flood Zone: AE
Multiple Offers Accepted: Yes

Financial Information

Application Required YN: No
Master Association YN: No
Membership Fee Required YN: No
Tax Annual Amount: 3461.13
Tax Year: 2025
Tax Assessed/SOH Value: 375671
Tax Legal Description: BK 20 LT 15 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR553-884 OR805-508 OR823-2419 OR948-234/235 OR1501-1125/26 OR1653-651 OR1655-2343C
Assessor Market Value: 868076
Estimated Monthly Assoc Recurring Fee: 0

Status Change Information

Major Change Timestamp: 2026-04-19T22:19:44Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-04-19T22:19:44Z
Status Change Date: 2026-03-27

More Information

Entry Information

Entry Level: 2
Entry Location: Front

Parking Information

Open Parking Spaces: 2

Pet Details

Pet Fee YN: No

Showing Details

Pet(s) on Premises: Yes
Showing Contact Phone: 5615921127
Showing Instructions: Showing time

Price Calculations

Current Price To SqFt: 378.2

Originating Details

Originating System Key: 20260327054530467872000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Dining Area

Dining/Living Room: Yes

Exterior Features

Other: Yes

Flooring

Carpet: Yes
Concrete: Yes
Tile: Yes
Wood: Yes
Other: Yes

Foundation Details

Pillar/Post/Pier: Yes
Raised: Yes

Parking Features

Driveway: Yes
Attached: Yes
Attached Carport: Yes
Carport: Yes

Property Condition

Resale: Yes

Special Listing Conditions

In Foreclosure: Yes

Fencing

Other: Yes

Structure Type

House: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes

View

Water: Yes

Heating

Central: Yes

Sprinkler Description

None: Yes

Water Access

Other: Yes

Window Features

Other: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Cooktop: Yes
Electric Range: Yes
Oven: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes
Cooktop: Yes
Range: Yes

Construction Materials

Aluminum Siding: Yes

Interior Features

Kitchen Island: Yes

Laundry Features

In Unit: Yes

Levels

Two: Yes
Three Or More: Yes

Listing Terms

Cash: Yes

Other Equipment

None: Yes

Roof

Metal: Yes

Security Features

None: Yes

Water Source

Public: Yes

Waterfront Features

Seawall: Yes

Water Heater Details

Electric Water Heater: Yes

Architectural Style

Other: Yes

Cooling

Central Air: Yes

Showing Requirements

24 Hour Notice: Yes
Appointment Only: Yes
Lockbox: Yes

Main Living Area

Entry Level: Yes

Master Bedroom/Bath

Master Bdrm - Upstairs: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

No Restrictions: Yes

Storm Protection Details

None: Yes

Tax Information

City/County: Yes

Outdoor Living Spaces

Balcony: Yes
Deck: Yes
Patio: Yes
Porch: Yes

Balcony Details

Balcony - Open: Yes

Patio Details

Patio - Open: Yes

Porch Details

Porch - Open: Yes

Room Types

Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Acreage Description

Less Than 1/4 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name
Kitchen
Living Room
Master Bedroom

Listing Office: Global Luxury Realty LLC

Last Updated: April - 19 - 2026

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