The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to…

  Both a home equity line of credit (HELOC), and a home equity loan (HELoan) allow you to borrow against the equity in your home—the difference between your home’s value and the amount you owe. Both serve as an alternative…